Supervisors Symposium

MORTGAGE REFINANCING HAS BEEN EXTREMELY PROFITABLE

Source. Fuster, Hizmo, Lambie-Hanson, andWillen (2021).

CASH RELATIVE TO EXPENSES HAS SOARED

Source: Calculations based on data from the Conference of State Bank Supervisors, Nationwide MultiState Licensing System & Registry. Data are for 100 largest for-profit Ginnie Mae issuers.