Supervisors Symposium

Delinquencies overall remain elevated compared to pre-pandemic periods, notably in 90+ bucket

Source: Black Knight Mortgage Monitor, Dec. 2021 Release (Data as of Oct. 2021) https://www.blackknightinc.com/blac k ‐ knights ‐ october ‐ 2021 ‐ mortgage ‐ monitor/?

FHA Loans continue to show very elevated serious delinquency volumes and percentages across states

Source: HUD Neighborhood Watch, 10/31/2021 Release https://entp.hud.gov/sfnw/public/