Supervisors Symposium - December 2023

Internal Use Only

So what are banks to do?

Preserve

Identify and Mitigate Risks

Perform a comprehensive risk assessment and conduct self scoring

Ensure Compliance with Regulation

Bolster compliance, you cannot afford a mistake in this area. The penalties are too harsh

In addition to loan, deposit, liquidity, capital and IRR stress testing, conduct scenario tests in planning

Stress Test Extensively

Review and Tighten Governance like Policies

Conduct a heightened review of policies

Compile more detailed training grids and execute

Educate and Train

Fortress Balance Sheet

Now is not the time to take unnecessary risk

Market Multiple Locking

Effective execution during this phase will not only help you from a regulatory standpoint but it will also build value

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© 2023 –FinPro, Inc.

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Internal Use Only

Bank Performance

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© 2023 –FinPro, Inc.

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