Bank Analysis School - September 2023

Internal Use Only

Internal Use Only

Capital Ratios

Numerator

Denominator

Tier One Leverage Ratio

Tier 1 Capital

Avg. Total Assets

Common Equity Tier 1 Capital Ratio

Common Equity Tier 1 Capital

Risk Weighted Assets

Tier 1 Capital Ratio

Tier 1 Capital

Risk Weighted Assets

Total (Risk Based) Capital Ratio

Total Capital

Risk Weighted Assets

UBPR Page 11