Bank Analysis School - September 2023

Internal Use Only

Course Objectives

• Lecture and real-world stories/examples • Case studies and exercises • Uniform Bank Performance Report (UBPR) – Locate and analyze key ratios

Analyze and assess risk

Assign and support ratings

• Uniform Financial Institution Rating System Definitions (UFIRs)

Internal Use Only

Group Work / Case Study

The class is designed around Sunny State Bank, our case bank. Each day you will have independent study time and group time to discuss that day’s component assignment. You will be asked to write a report comment for the Capital component.

On the second Wednesday, your group will discuss and come to a consensus on the CAMELS and Composite rating for Sunny State Bank. Thereafter, each group will receive a component to present via a PowerPoint slide. Presentations will be on the last day of class. You will use all your class materials, including the Sunny State UPBR and UFIRS Rating Definitions. Detailed instructions for the presentations will be provided later in the week.