Bank Analysis School - September 2023

Internal Use Only

Learning Objectives

1 – Impact on Other Components

2 – Investment Types and Terminology

3 – Yield Curve

4 – Credit Risk

5 – Interest Rate Risk

Internal Use Only

Community Banks Invest in Bonds

Other - 0% Average Securities Mix (12/31/2022)

Corporates - 2%

U.S. Treasuries/

MBS/CMOs/ ABS - 34%

Municipals - 36%