Large Bank Supervision Forum eBook

Internal Use Only

As part of this liquidity analysis process, banks should also. . .

 Review all uninsured deposit levels and track balances (even if less than $1 billion in assets)  Assign NAICS codes to each uninsured depositor to determine concentrations  Contact the depositors to ensure relationship and stability  Compare its uninsured deposit levels to Day 1 liquidity levels

15

© 2023 – FinPro, Inc.

Internal Use Only

Let’s talk about Insured Deposit Risk versus Liquidity Risk . . .

Subsidiary ledger versus control − CDARS − ICS



16

© 2023 – FinPro, Inc.