Large Bank Supervision Forum eBook

Internal Use Only

Fed Tightening Begins

Internal Use Only

CBSI Component Trends

180

160

131

140

119 118

120

91.9

96

100

81

73

80

60

40

>100=Positve Sentiment)

25

20

0

CBSI (100=Neutral; <100=Negative Sentiment;

CBSI

Business Conditions

Monetary Policy

Regulatory Burden

Operations Expansion

Capital Spending

Profitability Franchise Value

Q2 2019 Q1 2021 Q4 2022

Q3 2019 Q2 2021 Q1 2023

Q4 2019 Q3 2021 Q2 2023

Q1 2020 Q4 2021 Q3 2023

Q2 2020 Q1 2022 Q4 2023

Q3 2020 Q2 2022

Q4 2020 Q3 2022