Large Bank Supervision Forum eBook

NONPUBLIC//FDIC INTERNAL ONLY

BDI Overview

Background

Characteristics

Authorized by the FDI Act Nationally chartered May include one or more failed institutions Must pass the Least Cost Test

Temporary Solution Customers maintain access to banking services FDIC controls the institution

Advantages

Disadvantages

Lessens disruption to stakeholders Time to implement permanent solution

Cost may exceed estimate Negative publicity

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