Large Bank Supervision Forum eBook

Internal Use Only

Key Takeaways . . .

1. You must receive current financial information from stressed borrowers 2. You must “prudently” underwrite the distressed loans 3. You must properly assess the loan for internal risk ratings 4. You must Stress Test the loans 5. You must adjust the bank’s ACL for these loans

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Appendix A to Subpart A of Part 365—Interagency Guidelines for Real Estate Lending Policies

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