Large Bank Supervision Forum 2023

Internal Use Only

The CSBS Community Bank Sentiment Index (CBSI) • Provides an economic perspective and outlook on economic activity from those closest to the action at the local level: community bankers

https://www.csbs.org/cbindex

Internal Use Only

Community Bankers • Critical players in the success of local communities…they know and talk to everyone! • Understand small businesses, regional issues, and local conditions (including hiring/expansion plans for area employers, consumer confidence, etc.) • Inform markets and policymakers, especially regarding opportunities and risks • Know conditions/outlooks in real-time (contrary to backward-looking, subject-to-revision economic data)