Large Bank Examination Workshop February 2026

Session Objectives By the end of the session course participants will be able to describe the key elements of capital adequacy after the financial crisis:  Regulatory requirements and best practices for capital planning  The importance of an effective stress testing framework  The processes by which capital planning is incorporated into business decision and risk management processes  Model risk governance procedures  Governance over capital adequacy and stress testing models  Appropriate techniques to conduct risk assessments of capital planning

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SCAP • Supervisory Capital Assessment Program • Bank stress tests - assessment of capital conducted by the FRS and thrift supervisors • Determine if the largest U.S. financial organizations had sufficient capital buffers to withstand the recession and the financial market crash

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