Large Bank Examination Workshop February 2026

Tier 2 Capital Tier 2 Capital is the sum of the following: 1. Tier 2 capital instruments and related surplus, plus 2. Total capital minority interests not included in a bank’s tier 1 capital, plus 3. Limited amounts of ALLL Minus • Regulatory adjustments and deductions

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RBC Ratios • Tier 1 RBC Ratio = T1 Capital / RWA • Total RBC Ration = Total Capital / RWA

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