Large Bank Examination Workshop February 2026

Prompt Corrective Action • “Well Capitalized” banks are permitted wide latitude in their activities. • However, “undercapitalized banks” must submit a capital restoration plan, restrict asset growth, and seek regulatory approval to open new branches or develop new lines of business.

33

Prompt Corrective Action Categories

Source: OCC - New Capital Rule Quick Reference Guide for Community Banks

34

17

© Global Financial Markets Institute Inc.