Large Bank Examination Workshop February 2026

Capital Adequacy and Stress Testing Agenda

Capital Adequacy

Session 1

CCAR and the Stress Capital Buffer

Session 2

Dodd-Frank Act Stress Testing (DFAST)

Session 3

Capital Planning and Stress Testing

Session 4

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Session Objectives By the end of the session, participants will be able to describe the key elements of capital adequacy after the financial crisis: • Implementation of Basel Risk-Based Capital regime • Tier 1 capital ratio • Total capital (Tier 1 and Tier 2) ratio • Tangible Common Equity Ratio • Leverage ratio • Evaluate capacity of bank’s capital to absorb losses

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