Large Bank Examination Workshop February 2026

Common Ratios

• The “Liquidity Ratio” • Net Non-Core Funding Dependence (NNCFD) • Loans to Assets or Loans to Deposits • Large Deposits to Total Deposits

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The “Liquidity Ratio”

Liquid Assets Total Funding Liabilities or Total Assets

• What are “liquid assets” in this context? • Which denominator results in better information?

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