Large Bank Examination Workshop February 2026

Example: Liquidity Gap Limit ($000s)

Periodic Limit Time Bucket

Cumulative Limit

0 – 3 Month 3 Mth – 1 Yr. 1 Yr. – 5 Yrs. Over 5 Yrs.

±$3,000 ±$5,000 ±$10,000 ±$10,000

±$3,000 ±$5,000 ±$5,000

$ 0

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Attributes of Ratio Analysis • Summarize large quantities of information • Provide valuable insights into trends • Facilitate comparisons to peers • Some limitations can be overcome via some simple enhancements

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© Global Financial Markets Institute Inc.

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