Introduction to Mortgage Servicing Examinations Training

Mortgage Servicing Examination Resources Cont.

Credit Reporting

Federal Regulation(s)

Model Forms

Other Resources

15 U.S.C. §§ 1681 et seq. 12 C.F.R. § 1022 (Regulation V)

There are no model forms.

CFPB Compliance Bulletin • 2016-01 CFPB Supervisory Highlights • Issue 32, Spring 2024

Escrow Account Maintenance Federal Regulation(s)

Model Forms

Other Resources

12 C.F.R. § 1024.17

Escrow Disclosure Public Guidance Documents Reference 12.C.F.R. 1024.17(g) for initial escrow statement and 12.C.F.R. 1024.17(i) for annual escrow statement

CFPB Miscellaneous • Mortgage Servicing FAQs CFPB Supervisory Highlights • Issue 33, Spring 2024 • Issue 24, Summer 2021 • Issue 22, Summer 2020 • Issue 15, Spring 2017

• CFPB Comment for 1024.17 12 C.F.R. § 1024.34 (Regulation X) • CFPB Comment for 1024.34

Forced-Placed Insurance Federal Regulation(s) 12 C.F.R. § 1024.37 (Regulation X) • CFPB Comment for 1024.37

Model Forms

Other Resources

Appendix MS-3 to Part 1024 • 45-Day Initial Notice

CFPB Supervisory Highlights • Issue 22, Summer 2020

• 15-Day Reminder Notice • Notice of Insufficient Coverage • Notice of Continuous Coverage

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