Introduction to Mortgage Servicing Examinations Training

Sum of States Delinquency Ratio of 30+ Days

All Loans Modified < a year Modified > a year Filing Quarter All Loans Modified < a year Modified < a year Filing Quarter All Loans Modified < a year Modified < a year Filing Quarter All Loans Modified < a year Modified > a year Filing Quarter

135,505 10,772 37,101 2024Q4 2023Q4 2.61% 34.90% 21.59% 2023Q4 24.01% 115,560 2.37% 41.24% 2024Q4

108,475 2024Q3 2.34% 12.08% 10.91% 2023Q3 12.44% 2.12% 24.06% 2024Q3 19,185 2023Q3 95,464 5,657

2.45% 11.43% 11.74% 2023Q2 10.97% 1.97% 19.18% 2024Q2

2.84% 22.76% 20.63% 2023Q1 19.51% 1.48% 31.20% 2024Q1

98,463 2024Q2

69,834 2024Q1

4,558

6,937

16,715 2023Q2 96,423

29,511 2023Q1 115,144

7,228

2,529

2,289

5,860

32,561

16,664

18,157

31,690

Delinquency Ratio of 30+ Days

55%

50%

45%

40%

35%

30%

25%

20%

15%

10%

5%

0%

Filing Quarter

All Loan

Modified with in a year

Modified over a year