Introduction to Mortgage Servicing Examinations Training

Internal Use Only

Review

Rate parameters • Index, cap, floor, etc. Accuracy of rate change Timing of notification Contents of notification

Internal Use Only

Model Disclosure Forms

Form

Purpose

Adjustable-Rate Mortgage Model Form - H-4(D)(1) Adjustable-Rate Mortgage Model Form - H-4(D)(2)

Rate adjustments with a corresponding payment change (§ 1026.20(c))

Adjustable-Rate Mortgage Model Form - H-4(D)(3)

Initial rate adjustments (§ 1026.20(d))

Adjustable-Rate Mortgage Model Form - H-4(D)(4)