Introduction to Mortgage Origination Examiniations

Internal Use Only

Liquidity

Sources include: • Deposit accounts • Checking accounts

• Operating profits • Sales of assets • Lines of credit (warehouse, servicing advance, or working capital)

Internal Use Only

Liquidity

• Available amounts on lines are a contingent source of liquidity • Examiners should make a distinction between: • Credit facilities to support operations • Lines of credit to fund loans