Introduction to Mortgage Origination Examiniations

Internal Use Only

Examination – Pre-Exam General impression of the advertisement: • Express claims • Implied claims • Half truths • Material disclosures missing What is the “reasonable takeaway” from the ad?

Internal Use Only

Examination – Pre-Exam For any questionable claim or omission: • Questionnaire responses • Advertising expenses • Policy & procedures • Request substantiation from management • Request translation