Introduction to Mortgage Origination Examinations Training

3/7/2025

Internal Use Only

Loan Estimate – Timing

Delivery of Disclosure • Mail • Considered delivered 3 • Electronic • Considered delivered day it is sent, if proof business days after mailed

33

Internal Use Only

Loan Estimate – Intent to Proceed

What fees can be collected prior to the borrower receiving the LE & the creditor receiving the borrower's intent to proceed?

34

17