Introduction to Mortgage Origination Examinations Training

3/7/2025

Internal Use Only

Judgmental Loan Sample • QM or Non-QM • Non-Traditional • High-Cost or HPMLs

15

Internal Use Only

Statistical Loan Sample Defined: •Method of selecting a portion of a population, using mathematical calculations & probabilities, for the purpose of making scientifically & mathematically sound inferences regarding the characteristics of the entire population

16

8