Introduction to Mortgage Origination Examinations Training

Internal Use Only

Earnings/Profitability Profitability Ratios: • Profit Margin Ratio • Gross Margin Ratio • Return on Investment Ratio

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Internal Use Only

Earnings/Profitability Mortgage Lender: • Loan origination fees • Packaging & selling loans on the secondary market • Mortgage Servicing Rights (MSRs) sales

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