Introduction to Mortgage Origination Examinations Training eBook

Internal Use Only

Earnings/Profitability Mortgage Servicer: • Fees for servicing if retaining servicing rights • Fees for subservicing loans • Sale of MSRs

Internal Use Only

Earnings/Profitability Evaluate earnings: • Ability to cover losses & provide for capital • Trends & stability • Quality & composition • Reliance on sensitive funds • Core vs. Non-Core