Introduction to Mortgage Servicing Examinations Training - March 2023

Nationwide Delinquency-LoanCount Nationwide Delinquency Ratio

DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter DelinqRatio 30-60 DelinqRatio 61-90 DelinqRatio 91+ Filing Quarter

34,625 14,525 113,094 2020Q4 89,934 40,175 11,549 2021Q4 2.64% 1.11% 8.61% 2020Q4 2.25% 0.65% 5.03% 2021Q4

30,269 14,972 79,713 2020Q3 100,130 41,331 10,592 2021Q3 2.60% 1.29% 6.85% 2020Q3 2.66% 0.68% 6.43% 2021Q3

33,640 25,707 47,358 2020Q2 115,193 27,553 9,084 2021Q2 3.03% 2.32% 4.27% 2020Q2 1.99% 0.66% 8.33% 2021Q2

40,031 11,379 25,248 2020Q1 118,584 22,751 9,888 2021Q1 3.58% 1.02% 2.26% 2020Q1 1.69% 0.73% 8.79% 2021Q1

Companywide Delinquency Ratio

10%

8%

6%

4%

2%

0%

2018Q1

2018Q2

2018Q3

2018Q4

2019Q1

2019Q2

2019Q3

2019Q4

2020Q1

2020Q2

2020Q3

2020Q4

2021Q1

2021Q2

2021Q3

2021Q4

Filing Quarter

30-60 Days

61-90 Days

91+ Days