Introduction to Mortgage Servicing Examinations Training - March 2023

Delinquency-UPB, NH Delinquency, % of 30-60 days delinquent

All Loans Modified < a year Modified > a year Filing Quarter

2.44% 7.09% 10.82% 2021Q4

2.60% 2.54% 13.50% 2021Q3

1.81% 0.00% 8.99% 2021Q2

1.68% 0.00% 8.31% 2021Q1

All Loans Modified < a year Modified > a year Filing Quarter

2.41% 9.08% 14.19% 2020Q4

2.15% 9.07% 13.88% 2020Q3

2.52% 14.21% 6.71% 2020Q2

3.38% 16.82% 10.11% 2020Q1

All Loans Modified < a year Modified > a year Filing Quarter

2021Q4

2021Q3

2021Q2

2021Q1

$36,012,231 $2,717,908 $1,036,347

$34,812,175 $688,838 $1,897,404

$22,013,005

$20,125,914

$0

$0

$966,011

$871,116

All Loans Modified < a year Modified > a year Filing Quarter

2020Q4

2020Q3

2020Q2

2020Q1

$28,177,406 $587,106 $1,297,954

$22,268,772

$25,635,128

$35,799,175

$539,442 $894,174

$742,810 $359,604

$746,044 $549,232

Delinquency Ratio 30-60 Days

40%

30%

20%

10%

0%

2018Q1

2018Q2

2018Q3

2018Q4

2019Q1

2019Q2

2019Q3

2019Q4

2020Q1

2020Q2

2020Q3

2020Q4

2021Q1

2021Q2

2021Q3

2021Q4

Filing Quarter

All Loan (30-60 Days)

Modified within a year (30-60 Days)

Modified over a year (30-60 Days)