Intro to Mortgage Origination Examinations Training - July 2025

Internal Use Only

Knowledge Check #9

Earnings performance is primarily evaluated by which of the following? A. Cash flow from investing activities B. Return on assets (ROA) and return on equity (ROE) C. Loan origination volume D. Asset turnover

Internal Use Only

Knowledge Check #10

Why is adequate capital important for a mortgage company?

A. It maximizes market share B. It ensures short-term liquidity C. It absorbs unexpected losses and supports growth D. It increases loan origination speed