Intro to Mortgage Origination Examinations - June 2022

Capital Structure/Leverage

Contingent Liabilities: • Capital adequacy • Examples: lawsuits,

contractual agreements, etc. Does the company have capital sufficient to sustain operations?

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Capital Structure/Leverage

Types of Equity Accounts: • Common stock • Preferred stock • Paid-in-capital • Retained earnings • Other comprehensive income • Treasury stock

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