Intro to Mortgage Origination Examinations - June 2022

Earnings/Profitability Profitability Ratios: • Profit Margin Ratio • Gross Margin Ratio • Return on Investment Ratio

67

Earnings/Profitability Mortgage Lender: • Loan origination fees • Packaging & selling loans on the secondary market • Mortgage Servicing Rights (MSRs) sales

68