Intro to Mortgage Origination Examinations - June 2022

Liquidity

Government Sponsored Entities (GSEs) • Largest issuers of MBSs • Quasi-governmental agencies or GSEs

• Fannie Mae (FNMA) • Freddie Mac (FHLMC) • Ginnie Mae (GNMA)

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Liquidity

Evaluate: • Ability to fund activities • Ability to fund loans • Ability to meet debt obligations • Capital & earnings support • Asset quality impact

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