IT Examiner School eBook May 2025

4 Primary Types of Non-Depositories

Money Service Businesses (MSBs)

Mortgage Originators & Servicers Providers of mortgage products & services

Money transmitters, payments providers, prepaid/stored value, currency exchangers and check cashers

Consumer Finance Providers of consumer loans, auto loans and small loans such as payday loans.

Debt Collectors

A company that regularly collects debts owed to others, usually when those debts are past-due.