IT Examiner School, Providence, RI

URSIT Component Tone 1 Rating – Strong, reliable, consistent, effective, routine, resilient, comprehensive, timely, quickly 2 Rating – Satisfactory, adequate, generally effective, generally reliable and effective, minor weaknesses, easily correctable 3 Rating – Less than satisfactory, needs improvement, weak, limited, flawed, incomplete, incapable, untimely, unsuccessful 4 Rating – Deficient, inadequate, ineffective, inconsistent, unable, unreliable, disruption 5 Rating – Critically deficient, ineffective, inappropriate, incapable, severely flawed, inadequate, unable, unwilling, imminent threat, viability in jeopardy, failure possible

Source: FDIC Technology Exam Communications Series, Part 1: The  Art of Written Comments, January 25, 2017

URSIT Composite 1 Tone Tone elements in a URSIT 1 rating • Strong performance • Minor weaknesses • Easily correctable in normal course

• Comprehensive risk management practices • Well defined and integrated strategic plans • Adapts quickly to changing needs • Management identifies weaknesses promptly • Management takes appropriate actions • Financial condition is strong

Source: FDIC Technology Exam Communications Series, Part 1: The  Art of Written Comments, January 25, 2017