Fall Regulatory Summit

IMPORTANT NOTE (but not for inclusion in marketing). This process does not yet allow for an agreement where FF promises a certain number of QBs to a specific lender. The agreement can only contain the price the lender will pay for each QB. It could also contain volume discounts… just not a promised #QBs amount.

Lender decides whether to pay FF too have anonymity of borrower lifted (i.e., receive borrower contact info)

Borrower anonymity lifted. Lender receives personal contact info and emails loan processing invite to borrower.2

yes

Review & Reserve QB Medallions1,2 (borrowers are anonymous)

Create loan offers and submit to potential borrowers (borrowers remain anonymous)

*Borrower receives and reviews loan offer(s). Responds Yes or No.

No

Execute contract with FF and gain access to the Lender Portal

yes

No

Borrower goes back into FFX (back on the market).

*Borrowers get to choose from the best offers, making the loan process more transparent and efficient.

1 Up to 10 QB Medallions can be reserved per lender at any given point in time. This reservation expires after 5 days. 2 Using the Lender Portal, RIKI/ATP data can be exported into CSV files for use in the review process or for later use in the LOS process. During initial Review & Claim step the borrower’s data will be anonymized (lack personal contact info). Later, if borrower accepts lender’s loan offer AND lender decides to purchase the potential borrower as a lead, then the data will be de-anonymized (i.e., include personal contact info).

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Example Consumer Experience & Benefits

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© 2021 FormFree. All rights reserved. No part of this publication may be reproduced, stored without prior written consent.