Deputy Seminar, Chicago, IL

Todd Vermilyea Bio Todd Vermilyea is currently a Senior Associate Director for Community and Regional Supervision, Enforcement, and Data with the Federal Reserve Board of Governors. In this role, Todd has responsibility for the Federal Reserve’s examination program for community and regional banks as well as oversight and coordination of the exam function. Todd has spent a career in bank supervision including roles as a community bank examiner, fair lending specialist, and retail lending expert. Todd’s previous leadership positions include roles in large banking supervision, risk, and surveillance. Todd was a founding member of the LISCC Operating Committee and Todd was project manager for the first CCAR stress test. Todd has a PhD in economics and a bachelor's degree in business administration from the University of South Carolina. Todd has published papers in several leading economic journals. Research topics of focus include central bank decision making, fair lending, and supervisory treatment of retail credit.