DBCF Virtual Symposium

CBSI Uncertainty Endures in 2020 with Regulatory Burden Uncertainty Leading the Way in Q3 2020

45

40

Level of Uncertainty

35

30

25

20

15

Uncertainty Index

10

5

0

Q2 2019

Q3 2019

Q4 2019

Q1 2020

Q2 2020

Q3 2020

Business Condtions Capital Spending

Monetary Policy

Regulatory Burden Franchise Value

Operations Expansion

Profitability

Uncertainty Index