DBCF Virtual Symposium

CBSI Trends from Q2 2019 to Q3 2020

100 120 140 160 180

20 40 60 80

-20 0

CBSI

Business Conditions

Monetary Policy

Regulatory Burden

Operations Expansion

Capital Spending

Profitability Franchise Value

Q2 2019 Q3 2019 Q4 2019 Q1 2020 Q2 2020 Q3 2020