Cyber IT Supervisory Forum eBook

2024 2025

trends

shifts and predictions

2023

GenAI Inflation Rates Regional bank failures Fintech funding Fintech layoffs Economy & spending Money supply Personal savings rate Deposits Crypto BNPL usage (up 14%)

Gen AI Inflation Rates Loan demand Delinquencies/charge-offs Recession Consumer spending Deposits Automated saving (retain deposits) SMBs/commercial (revenue) Crypto (BTC ETFs, FASB, BTC halving) BNPL and Pay-by-Bank

strategy

20