Cyber & IT Supervisory Forum - Additional Resources

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13.3.2 Experian Fraud Alert To enable a fraud alert for Experian, you can click on the following URL . 300

13.3.3 TransUnion Fraud Alert To enable a fraud alert for TransUnion, you can click on the following URL . 301

Extended Fraud Alert Overview An extended fraud alert is only available to people who have had their identity stolen and completed an FTC identity theft report at the following URL or filed a police report. Like a fraud alert, an extended fraud alert will make it harder for someone to open a new credit account in your name. 302 13.4.1 How To Place An Extended Fraud Alert When you place an extended fraud alert on your credit report, you can get a free copy of your credit report from each of the three credit bureaus twice within one year from when you place the alert, which means you could review your credit report six times in a year. 303 In addition, the credit bureaus will take a user off their marketing lists for unsolicited credit and insurance offers for five years, unless you ask them not to. 304 An extended fraud alert lasts seven years and is free. Contact any one of the three credit bureaus, Equifax, Experian, and TransUnion. You do not have to contact all three. The credit bureau you contact must tell the other two to place an extended fraud alert on your credit report. 305

Social Security Number The following information from the Social Security Administration (SSA) explains how the nine-digit SSAN (aka SSN) is composed of three parts. More available at the following URL . 306

 The first set of three digits is called the Area Number .  The second set of two digits is called the Group Number.  The final set of four digits is the Serial Number .

Area Number The Area Number is assigned by the geographical region.

Prior to 1972, cards were issued in local Social Security offices around the country and the Area Number stood for the State in which the card was issued. This did not necessarily have to be the State where the applicant lived, since a person could apply for their card in any Social Security office.  Since 1972, when SSA began assigning SSNs and issuing cards centrally from Baltimore, the area number assigned has been based on the ZIP code in the mailing address provided on the application for the original Social Security card.

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