Credit Evaluation School, Sacramento, CA

IDENTIFICATION OF BORROWER • Name and/or title of borrower - Note if the borrower is an insider or related interest of an insider as defined by Regulation O, or state code if appropriate. • Nature of borrower (Individual, partnership, corporation, etc.)

• Nature of business or employment • Capacity in which individuals sign • Identify Cosigners, Endorsers, and Guarantors

• Note: The identification of the obligor can be in the heading of the write-up or in the written comments. It is also standard procedure to include the total balance of the debt above the heading, in thousands of dollars.

IDENTIFICATION OF BORROWER EXAMPLES:

1,200 ABC Corporation End: Alfred B. Cook, President/Owner Textile Manufacturer OR 1,200 ABC Corporation

– The corporation is in manufacturing and operated by the owner. All notes are signed and endorsed by Mr. Alfred B. Cook, president and owner.