Credit Evaluation School, Sacramento, CA

CREDIT MEMORANDUMS

Credit Memorandums Loan Presentations Annual Reviews

Serves as a roadmap to the loan file, indicates what is inside the file

CREDIT MEMORANDUMS • Listing and purpose of each loan • Terms of each loan • Repayment source of each loan • Detailed description of all collateral by note with valuation source and date • General comments about borrower’s current operation and any pending changes