Credit Evaluation School eBook

Loan Writeups Rules for including a loan writeup in an examination report vary among regulators, states and agencies: •Management disagrees with examiner •Dollar amount represents a significant percentage of assets or capital •EIC discretion •Others (concentrations, economic impact - COVID)

Loan Writeups The writeup format should cover the 6 Ps: •Person

•Purpose •Payment • Protection •Problem • Prospects