Credit Evaluation School eBook

LOAN RATINGS GRID Immediately following your group’s completion of all rounds of discussion with the loan officers, you as an individual, should complete the Loan Ratings Grid using the links below. Assign a rating (Pass, Special Mention, Substandard, Doubtful, or Loss) to each line in the deck. Justify/support each decision made using 2-3 bullet points. Remember, these are individual rating decisions. Each group may also hear different explanations/comments regarding the lines discussed, so discussion with other groups should be avoided when making a final rating decision.

• Line Deck # 1 Loan Ratings Grid • Line Deck # 2 Loan Ratings Grid 6 P’s WRITE-UP FOR A CRITICIZED LINE

Each student should choose one loan in each Line Deck to complete a 6 P’s write-up using the links below. Remember that only classified lines (Substandard, Doubtful, Loss) are to be written up (examiners do not write up Pass lines). • Line Deck # 1 6 P’s Write-Up • Line Deck # 2 6 P’s Write-Up LOAN DISCUSSION SELF-EVALUATION Each student should complete the Loan Discussion Self-Evaluation link following Thursday’s discussion. The Loan Discussion Self-Evaluation covers both line decks.