Credit Evaluation School - October 2023

Reference Guide for Credit Documents

Agreement to Provide Insurance • Contractual agreement requiring borrower to insure collateral.

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Reference Guide for Credit Documents

Annual Review • Review of a credit relationship, typically performed internally by bank staff, when credit exposure exceeds a certain level. • Provides an overview of current credit exposure, borrower financial position, guarantor financial position, and any problems and prospects. • Good place to start in order to become familiar with a loan/relationship.

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