Credit Evaluation School - October 2023

Internal Use Only

Credit Evaluation Examiner Roles & Responsibilities Asset Manager vs Loan Reviewer

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Internal Use Only

Asset Manager and/or Examiner-In-Charge Obtains the loan download and various reports from management • Watch List • Past Due report • Concentration reports • Other miscellaneous reports Uses the ETS program to generate the loan scope, identifying loans to review based on items such as:

• Previously Classified Loans • Large Lending Relationships

• New Loans • Loan Type • Insider Loans

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