Credit Evaluation School - May 2023

Internal Use Only

Classification Government guaranties are also removed from classification •Small Business Administration (SBA) •Farm Service Agency (FSA) •Some states have loan guaranty programs •Others?

Internal Use Only

Classification Example: Government Guarantees Excluded

The $200M note is 90% guaranteed by the Small Business Administration. The guaranty is deleted from classification and the remaining $20M is classified Loss.

Pge 14