Credit Evaluation School - May 2023

Internal Use Only

Examiner Roles & Loan Scoping

Internal Use Only

Asset Manager and/or Examiner-In-Charge

Obtains the loan download and various reports from management. • Watch List • Past Due report • Concentration reports • Other miscellaneous reports Uses the ETS program to generate the loan scope, identifying loans to review based on items such as:

• Previously Classified Loans • Large Lending Relationships

• New Loans • Loan Type • Insider Loans