Credit Evaluation School - May 2023

Reference Guide for Credit Documents

Appraisal Review • Review of the appraisal to ensure it meets regulatory and bank policy requirements • Should be independent of the loan process

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Reference Guide for Credit Documents

Articles of Incorporation • Document used in establishing a business. • Provides evidence of business borrowers legal existence. • Typically filed with a government body. • Identifies name of business, address, service agent.

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