Credit Evaluation School - May 2023

LOAN CLASSIFICATIONS Immediately following your group’s completion of all rounds of discussion with the loan officers, you as an individual should complete the Loan Classifications links below. Assign a rating (Pass, Special Mention, Substandard, Doubtful, or Loss) to each line in the deck. Justify/support each decision made using 2-3 bullet points. Remember, these are individual rating decisions. Each group may also hear different explanations/comments regarding the lines discussed, so discussion with other groups should be avoided when making a final rating decision.

 Line Deck # 1 Loan Classifications  Line Deck # 2 Loan Classifications 6 P’s WRITE-UP FOR A CRITICIZED LINE

Each student should choose one loan in each Line Deck to complete a 6 P’s writeup on using the links below. Remember that only classified lines (Substandard, Doubtful, Loss) are to be written up (examiners do not write up Pass lines).

 Line Deck # 1 6 P’s Write-Up  Line Deck # 2 6 P’s Write-Up LOAN DISCUSSION SELF-EVALUATION Each student should complete the Loan Discussion Self-Evaluation link for both Line Decks.